Home Loan Calculators & Affordability Tools
Plan your property purchase with clear, practical estimates. Use Gateway's calculators before applying, then get a free pre-approval and compare your options across leading South African banks.
Calculate your next property move
Explore each tool for a different part of your home loan and property finance decision.
Bond Repayment
Estimate your monthly home loan repayment.
Learn moreTransfer Cost
Plan transfer duty, attorney and registration costs.
Learn moreAffordability
See how much home loan your income could support.
Learn moreDeposit
Understand the effect of your deposit on repayments.
Learn morePre-Approval Qualification
Check your likely purchase price range.
Learn moreFrom an estimate to a real home loan application
Calculators are a useful first step, but a pre-approval uses your actual income, expenses and credit profile. Gateway helps you move from an estimate to a secure online application with specialist support.
Get Your Free Home Loan Pre-Approval
One online application, compared across leading South African banks, with an experienced mortgage specialist guiding you from pre-approval to registration.
Start my free pre-approval