Property Finance Solutions for Every Stage of Your Property Journey
Gateway is South Africa's digital property finance platform. One online application, multiple leading South African banks and an experienced mortgage specialist — across every type of property finance you may need.
Choose Your Property Finance Type
Every finance type below is assessed through the same simple Gateway application, so you never repeat yourself for each bank.
Home Loans & Bond Finance
Whether you are buying your first home, moving to a larger property or adding to a portfolio, Gateway submits one online home loan application and helps you compare bond finance from leading South African banks — with a mortgage specialist guiding the structure of your application..
Learn moreFirst-Time Home Buyer Finance
Buying your first home is easier when you know what you qualify for before you start shopping.
Learn moreInvestment Property Finance
Gateway finances residential investment property and helps investors grow a portfolio.
Learn moreLand & Plot Finance
Buying vacant land works differently to buying a completed home.
Learn moreHome Loan Refinancing
If your rate no longer reflects your credit profile, or your property has grown in value, refinancing can lower your repayment or unlock cash.
Learn moreGAP Finance
Sometimes the bond is approved but the cash needed at transfer is not available.
Learn moreBridging Finance
Property transactions rarely settle on the exact day you need the money.
Learn moreOne Home Loan Application. Multiple South African Banks.
Instead of approaching banks one at a time, submit your property finance application through Gateway and let our platform and mortgage specialists help you navigate your available lending options — comparing rates, deposit requirements and conditions in one place.
Your application is submitted to
Get Your Free Home Loan Pre-Approval
One online application, compared across leading South African banks, with an experienced mortgage specialist guiding you from pre-approval to registration.
Start my free pre-approval