Calculators
Home Loan Deposit Calculator
See how your deposit changes the loan amount, estimated repayment and cash you need to complete your property purchase.
Use the calculator
Adjust the figures below for an indicative estimate. Your result updates as you type.
Estimated monthly repayment
R 14 630
A larger deposit can reduce repayments and may help you negotiate a stronger interest rate.
Months saved with your deposit
68 months (5y 8m)
- Loan after depositR 1 350 000
- Repayment with no depositR 16 256
- Term if you keep paying that amount172 months
- Estimated interest savedR 955 381
If you keep paying the no-deposit instalment of R 16 256 on your smaller bond, you settle roughly 68 months earlier than the 240-month term.
Make your next property decision with confidence
- Test different deposit scenarios
- See the loan amount after your deposit
- Remember to budget for transfer and bond costs
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